| Owning a classic car is a dream for many | | | | a regular vehicle. In normal vehicle |
| people. It can however be a costly and | | | | insurance the amount to be paid out in the |
| time consuming hobby. Classic car | | | | event of a total loss will be equal to the |
| ownership has many subtle differences to | | | | value of the car at the time that the claim |
| owning a regular vehicle and so potential | | | | is made. In other words the payout is |
| buyers should take their time before making | | | | equal to the depreciated value of the car. |
| their purchase. | | | | |
| | | | For classic car insurance the process is |
| Where to Buy | | | | different. The amount paid in the event |
| | | | of a claim is pre-arranged at the time the |
| Just as with buying an everyday vehicle | | | | insurance policy is taken out. When |
| buyers of classics have many options in where | | | | taking out the insurance policy the owner |
| to look for their new car. Places to | | | | first needs to get the car appraised. |
| look include classic car magazines, | | | | This appraisal will set the value of the |
| newspapers and the internet. There is | | | | vehicle and this amount will not change no |
| certainly no shortage of classic cars for | | | | matter when the claim is made. Â |
| sale. A popular place to purchase a | | | | |
| classic car is at a specialist auction. | | | | Transporting |
| By taking their time and attending a number | | | | |
| of auctions it is possible for classic car | | | | Many classic cars are simply too valuable to |
| enthusiasts to uncover an absolute bargain. | | | | be driven, certainly not over a long |
| | | | distance, and so if the car needs to be moved |
| Wherever the vehicle is being bought there | | | | an alternative method must be found. |
| are a number of things the buyer can do to | | | | There are several companies in the UK who |
| ensure that they are getting a good | | | | specialise in the transportation of classic |
| deal. Before making the purchase a | | | | cars. Transporting classic vehicles is |
| close inspection of the vehicle should be | | | | usually done using covered transporter |
| carried out. The outward appearance of | | | | trailers. |
| the car should reflect its mileage. A | | | | |
| common check is to compare the mileage shown | | | | The use of a covered trailer is a sensible |
| on the odometer with the condition of the | | | | choice for classic vehicle owners. By |
| rubber cover of the brake pedal and see if | | | | keeping the car covered it is protected |
| they tally. Â | | | | against the weather and accidental |
| | | | damage. It is also kept away from the |
| Insurance | | | | eyes of thieves. Drivers of these types |
| | | | of trailers have specialist experience in |
| To be eligible for classic car insurance the | | | | transporting prestige vehicles and so owners |
| car must be at least 15 years old. | | | | can be sure that there car is in safe hands. |
| Insuring a classic car differs from insuring | | | | |