| The rich say it. The government says it, and | | | | buying your wants, and never buying anything |
| financial experts across the world say it. There is | | | | that you can't afford to pay for in cash. Tightwad |
| only one way to get rich and that's tightwad living. | | | | living means never living in debt. If the average |
| Maybe you are ok living the live you have. Money | | | | person has more than $10,000 in credit card debt, |
| has never driven you and having the newest | | | | that means that many people are paying more |
| luxury car is about as much of a priority to you | | | | than $100 per month in interest alone. What would |
| as traveling the world on your private jet. I bet | | | | you do with an extra $1,200 per year? |
| that you do have financial goals. You want to pay | | | | Here are a few ideas to get you started living like |
| off your debt, provide your family with a | | | | a tightwad: |
| comfortable life, and have money to, at the very | | | | Use coupons |
| least, help your son or daughter with college. | | | | Don't eat out |
| Although you may have no dreams of being rich | | | | Buy generics |
| and live a lavish life, rich to you could mean | | | | Freeze your credit cards...literally. |
| getting the bills paid. | | | | Don't buy new cars |
| If your financial goals aren't being realized, there | | | | Don't buy luxury cars |
| can only be three explanations: Either you're not | | | | Buy a home that fits in to your income |
| making enough, your spending too much, or a | | | | Brew your own coffee |
| combination of both. While we all think we're | | | | Only pay for basic cable |
| underpaid, that is often not something that is | | | | Sign up for the minimum cell phone plan |
| quickly fixed so let's look at the most common | | | | Run outside and lift sandbags instead of a gym |
| reason. | | | | membership |
| Let's be honest. Nearly all of us spend too much | | | | Make extra money doing something that you |
| money and a lot of that money is on "stuff." | | | | enjoy |
| Stuff that we want more than we need. Stuff | | | | Have a relative or friend babysit your kids |
| that was marketed well and we decided that we | | | | Barter- in exchange for babysitting your children, |
| had to have it. Stuff that we put on our credit | | | | do something for the babysitter |
| cards and are now paying for each month. | | | | Make your own list and add up the potential |
| The first rule of being rich (whatever your | | | | savings. Put that towards your debts and before |
| definition being) is tightwad living. Tightwad living | | | | you know it, you will be debt free. |
| means using coupons to buy your needs, rarely | | | | |