| type="text/javascript"> | | | | seeking employment in the financial positions. The |
| There are several types of background checks | | | | Fair Credit Reporting Act requires proper credit |
| that can be done on people who have applied for | | | | checks prior to employing people. It becomes all |
| jobs, such as criminal record checks, credit | | | | the more important if the position requires dealing |
| checks, past employer checks and driving records. | | | | with huge amounts of money. There are two |
| It is important for business owners to be cautious | | | | types of credit checks - one is the consumer |
| when employing people and checking out their | | | | credit reports and the other, being investigative |
| past gives them a security against any future | | | | consumer credit reports. An analytical credit |
| liabilities that can happen due to negligent hiring | | | | report consists of a written report as well as |
| practices. | | | | interviews with close people such as their |
| Credit checks are done on people that are | | | | neighbors and friends. |