| A low car rate is almost essential when trying to | | | | So now, lets explore a few cars that you can get |
| buy a new car and keep those payments under | | | | with low monthly payments and still get great gas |
| $199 a month. Yep, it's not only possible but you | | | | mileage. |
| can get a quality new car with a monthly | | | | The Hyundai Accent is available in a 2 door sedan |
| payment of less that what some folks pay one | | | | with a 4 door being made available within just |
| time to fill up the big SUV with gas! | | | | months. |
| It used to be that the best game in town to get | | | | There is also the Chevy Aveo5 and along with |
| a half way decent car was to do a lease option. | | | | the Accent can be had with loan deal at 0 % on |
| That way, many lenders could massage the | | | | the 2009 models... can't beat that deal! |
| numbers just enough to get you in that new ride | | | | There is also the 2009 Versa Hatchback but if |
| for less than $200 a month. | | | | you have good credit you can generally do better |
| Obviously times have changed in a really big way. | | | | than that.lastly you may want to consider the |
| Although getting a low car rate is still a great | | | | Honda Fit. It's a little more expensive but with |
| option even with the bad credit markets the | | | | incentives coming up soon and a little down |
| leasing game is become a really hard game to | | | | payment money and you can get in this car for |
| play. | | | | less than $199 a month. |
| Just in August both General Motors and Chrysler | | | | The real kicker with this car is that the |
| and essentially gotten out of leasing in both the | | | | depreciation is way less than the others |
| U.S. and Canada. Those numbers are huge as | | | | mentioned with the average worth of the vehicle |
| they both combined provided over 1/3 of all new | | | | in good shape at around $6000 to $8000 after |
| car sales. | | | | owning it for five years... the best deal we've |
| So, is getting that car for $199 a month still | | | | seen so far. |
| possible. Yes! Let us count the ways! | | | | Just make sure you weight your options when |
| Of course, the quickest way is to play with the | | | | new car shopping. Often times by seeking other |
| loan terms. By extending the terms from the | | | | lenders besides the one's offered by the dealer |
| traditional 36 months to say four, five or even | | | | you will save a ton of cash. |
| seven years you can keep that payment lower. | | | | Do your homework before shopping by getting |
| Most people own their cars for 7 years on | | | | online and using a car payment calculator. There is |
| average so getting a 4 year loan would still | | | | a wide variety to fit your bill if you know where |
| provide you with 3 years of driving loan payment | | | | to look. My car payment calculator has saved me |
| free. | | | | a lot of cash and can do the same for you. |