Save Money When Buying a New Vehicle - What You Need to Know

A new vehicle is likely to be the one of the mostsales made at dealerships.
expensive purchases you'll ever make, so it canYou need to also pay attention to extra add-ons
really pay to learn a few tricks before heading tothat may contribute to a higher price tag. Make
the dealership. Here's what you need to know.sure you want or need the extras that you will
Do Your Homeworkbe paying for. And if the dealership doesn't have a
Savvy car shoppers go to the dealershipvehicle with the combination of extra features
prepared. You can save big with just a few hoursyou need, shop around or wait for the vehicle
of online research.that's right for you.
Before you set foot in the dealership, knowShop Around
exactly what you are looking for and have aDon't go to just one dealership and settle. Make
general idea of how much you are willing to spend.sure you have plenty of time to see the prices
You will also want to know the vehicle's Baseand available inventory at other dealerships. When
Price as well as the options (and their costs) thatyou know what other dealerships can currently
are most important to you. You will also want tooffer you, you have a great bargaining tool.
know the following:Armed with this knowledge, you are ready to
MSRPnegotiate prices. And keep this in mind: reports
Make sure you know the vehicle's Manufacturerthat a full 25 percent to 45 percent of customers
Suggested Retail Price (MSRP), also known as thehave successfully purchased cars below the
"sticker price" or "list price." The MSRP is basicallyfactory invoice price (sometimes by thousands of
the market value of the car. It generally does notdollars.)
include registration, taxes, freight or destinationYour down payment is also going to be a big help
charges, or other fees that the dealer may addin your negotiations. If you can use cash as a
to your negotiated price.down payment, it can give you another bargaining
The Invoice Pricechip. If you have a vehicle to trade, you will
The invoice price or "factory invoice price" is (indefinitely need to get an idea of its worth before
theory) what the dealer paid the vehicleyou haggle the trade. And don't settle on this
manufacturer. Most cars are sold below MSRP andpoint, either. If the dealer isn't offering you enough
some even below invoice price.for your trade, consider selling that old car
Why would a dealer sell below the factory invoiceyourself and pocketing the cash.
price? The stated invoice price often isn't theUse everything possible to get the upper hand
amount the dealer actually paid. A dealer may getover the dealer. Remember, as the buyer, you
a variety of different discounts and incentivesare in control and run the deal. Do not let the
that can make their actual price lower than thesalesperson badger you. Know your numbers and
"factory invoice price."stick to your demands.
While the factory invoice price may not be whatIt's important to not tell the salesperson what you
a particular dealer paid for the car, the invoiceare willing to spend until you get locked into
price is the same for all the dealerships, so it'snegotiations. Then let them know that you have a
important to know the invoice price so cancertain amount you will spend and if they can't
determine who is giving you the best deal.negotiate a deal, you will need to do business
Estimated Market Priceelsewhere.
A quick Internet search may also provide youThe bottom line: If a dealer wants your business,
with a car's Estimated Market Price (EMP). Thehe'll work very hard to get it. That means you
EMP is available for a limited number of makeshave power. As long as you keep that power,
and models and is the estimated price that peopleyou should be able to save money when buying
are actually paying for the car, based on actualyour new car.