Donating property for charity? Know the rules and avoid unpleasant consequences!

If you donate a property to a qualified1098–C showing that the car was sold for
organization, the first question is how to decideonly $3000, you can claim deduction of only
the value of the donation.  IRS says the fair$3000.
market value at the time of the donation isIf you donate a boat, the valuation should be
usually the basis for deciding the value.based on an appraisal by a marine surveyor.  For
Donating household items:cars, you can use trade publications or car pricing
You cannot claim a deduction for donating clothingguides commonly called ‘blue books’. 
or household items unless they are in goodThey are not official publications but they can
condition.  Household items may be furniture,provide clues for a proper appraisal.
furnishings, electronics, appliances, linens.  Food,Donating taxidermy property
paintings, jewelry and gems and other collectiblesIf you donate taxidermy property to a qualified
cannot be considered as household items.  If youorganization, your deduction will be the basis in the
are claiming a deduction for contributing an itemproperty or its fair market value whichever is
of clothing or household item of the value of toless.  The basis for this purpose includes only the
$500, you can do so without much paperwork.cost of preparing, stuffing and mounting the
Just keep the proof of purchase. If you want toproperty.  The basis does not include
claim deduction for a value of more than $500,transportation or travel costs.  It also does not
you need to attach a qualified appraisal with yourinclude cost of hunting or killing an animal and the
return.  There are no norms for valuation ofcost of preparing animal for taxidermy.
used clothes.  However the fair market value ofUsually, you cannot claim a deduction for
such used clothes or personal items is normallycharitable contribution of less than your entire
much less than the price you paid for them.interest in the property.  So if you want to
Donating a vehicledonate a right to use the property, which is
You can donate cars, boats or even airplanes toobviously less than your entire interest in that
charitable organizations.  However, if you areproperty, you cannot claim such donation for a
claiming a deduction of more than $500, youdeduction.  So if you own a building and wanted
should have paperwork for the fair market valueto donate rent-free use of one floor of it to a
of the vehicle on the date of such donation.  Youcharitable organization, you cannot claim any
must also attach to your return a copy of Formdeduction as you are donating a partial interest.
1098-C which you have to receive from theIf you donate a property with its fair market
organization.  Remember, you cannot claim thevalue less than your basis, you can claim
deduction without attaching this form.deduction only of the fair market value.
If the charitable organization sells the vehicle to aMind the severe penalties
needy individual at a price well below the marketIf you overstate the value or adjusted basis of
value, you can deduct the fair market value ofdonated property, IRS can levy a penalty of 20
the vehicle at the time of making suchper cent of the amount by which you underpaid
contribution.  Let us take an example.  If youyour tax.  However if you have underpaid your
bought a used car for $10,000 two years ago andtax by more than $5000 or the value of the
now you donate it to a charitable organization,property claimed in your return is 200% more
you should refer to the used car guide for findingthan the correct amount, you are subject to 40
the fair market value of the car.  If the fairper cent penalty.
market value is $6000, you can claim a deductionSo ensure that you should not pay penalties for
of that amount.  However if the organization todonating!
whom you have donated this car gives a Form