| -> | | | | hoping to offer a vehicle in part exchange. |
| Buying a new or used car can prove an | | | | Also, go a bit further with your research |
| expensive education if you don't do your | | | | especially if you are interested in particular models. |
| homework before closing the deal. Not only might | | | | As well as knowing their current worth make sure |
| you end up with a lemon, but you might also pay | | | | you are aware of any current mechanical issues, |
| way over the odds for your car finance. So, | | | | such as at what mileage the car would need |
| make sure you follow these informal tips before | | | | major work, and whether it has any inherent |
| you launch yourself into the market, or fall in love | | | | defects. |
| with that 'must-have' motor. | | | | Unless you are extremely lucky and have cash |
| First, don't aim for something that you can't | | | | burning a hole in your pocket, you will also need to |
| afford. Make sure you remain realistic about how | | | | consider arranging car finance if you're in the |
| much you can easily repay each month, and | | | | market for a new or used vehicle. Financing a car |
| remember to include the costs of maintenance | | | | purchase can be a long-drawn out affair if you go |
| and running your vehicle in your calculations. It | | | | down the high street banks route, but most used |
| may be tempting to think you can extend | | | | car supermarkets now offer their own car |
| yourself to the limit in your quest for a bigger, | | | | finance, which tends to be processed quickly, and |
| faster or more luxurious car, but before you do | | | | everything is done from the one location - making |
| think very carefully about whether you really can | | | | these types of car dealerships an ideal one-stop |
| afford it. | | | | solution. |
| Be knowledgeable about the makes and models | | | | However, it is best to get some price |
| that you are thinking of buying. Research current | | | | comparisons rather than accept the first offer, |
| vehicle values on the web, so that you can | | | | but if you shop around for finance make sure |
| negotiate with some degree of confidence. Avoid | | | | that you only request quotes and do not make |
| being overcharged by knowing exactly what the | | | | applications for credit. That is because every loan |
| car you desire is worth. Glass's Guide is a good | | | | application impacts negatively upon your credit |
| start as it gives benchmark values for a huge | | | | score. |
| range of vehicles, which will be handy if you are | | | | |