| Insurance companies know that each year a | | | | When researching new cars to buy it is important |
| certain number of people will be involved in a auto | | | | to obtain a quote from an insurance agent as |
| accident. There are people behind the scenes | | | | their tables will give them insight into the rates |
| called actuaries that spend their time looking at | | | | that even a safe driver can expect to pay when |
| data and record the patterns and behaviors of | | | | comparing different makes and models of cars. |
| drivers in every region of the country. By | | | | Selecting a new vehicle based on its insurability as |
| analyzing the number of cars involved in accidents | | | | well as on the economical and luxury factors will |
| and the types of cars that are involved in those | | | | help the buyer to find the safest makes and |
| accidents the insurance actuaries can determine | | | | models and help them save on their monthly |
| which cars will be more prone to be involved in an | | | | insurance premiums, no matter what their driving |
| auto accident and which cars will not be as likely | | | | record looks like. From any city in the country the |
| to see a wreck. By compiling information on | | | | cost of insurance may vary, but the actual data |
| traffic accidents from across the nation these | | | | that shows which cars are more likely to be |
| actuaries can tell which cars are the best ones to | | | | involved in accidents and which are not can be a |
| insure as far as a risk of payout from the | | | | deciding factor in the safety of the driver and |
| insurance company and which cars are a safe bet | | | | their passengers. |
| for the insurance company to insure. | | | | |